Life Insurance / Disability Plans

We focus on and create customized protection
and retention plans for shareholders, executives and individuals.

Shareholder protection plans

  • Buy-Sell life insurance and lump sum disability buy-out coverage

Executive retention plans

  • Deferred compensation plans
  • Family protection plans in the event of death or disability

Key person indemnification plans

  • Mitigates the financial risk to shareholders in event of the death or disability of a key person

Estate protection plans

  • Estate tax plans
  • Coverage for beneficiaries

Personalized life and disability insurance for individuals

  • How to buy dollars for pennies
  • Customized plans to meet the individual’s objectives such as a family income continuation in the event of death or disability and tax advantaged sinking fund for estate taxes